travel insurance

This is sometimes known as ‘long stay insurance’, ‘students’ travel insurance’ or even‘gap year travel insurance’. The basic premise is that the traveller is going away for a long period of time and as such the level of cover they need differs to the cover provided by a regular policy.

Long-stay travel insurance can offer you cover from three- to eighteen months. Furthermore, it can also cover working overseas, which is usually necessary for an extended trip.There might be specific needs for a long-stay holiday that will need to be included. It is important to make sure that the countries you plan to visit are covered as part of the policy as the degrees of cover available will vary. If you plan to go outside Europe a European Health Insurance Card (EHIC) will not cover you and some third-world or war-torn countries might not be covered at all. Additionally, what is the state of medical care in these countries and are you covered as part of your policy? With personal possessions, do you have a safe place to store them while on the move etc? It’s vital to know exactly what you are getting into ahead of time to ensure you receive adequate cover.

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