travel insurance

This is sometimes known as ‘long stay insurance’, ‘students’ travel insurance’ or even‘gap year travel insurance’. The basic premise is that the traveller is going away for a long period of time and as such the level of cover they need differs to the cover provided by a regular policy.

These two policy types are fairly self-explanatory. Single-trip travel insurance covers you for one specific holiday. Buying annual travel insurance (also known as ‘multi-trip travel insurance’) covers you for several holidays over the course of the year and can offer large savings in comparison to booking single-trip insurance every time you travel – they usually only cost about two-and-a-half times the price of a week’s cover. .

There are a number of specialist travel insurance policies tailor-made for your needs. Among the options available are:

Family travel insurance - Combining policies for couples or families generally works out cheaper as the costs are higher 'per trip' than 'per person'.